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How Will Health Care Reform Affect You?

Overview

After more than a year of debate, health care insurance reform legislation was signed into law in March 2010. The Patient Protection and Affordable Care Act and Health Care and Education Reconciliation Act will be phased in gradually over several years. The timeline at right highlights when each section of the legislation is scheduled to take effect.

The law includes significant changes for health care consumers – those currently with and without coverage – and provisions that affect employers of all types. This site is designed to help both consumers and employers determine how the new laws will affect them. The information can help you be prepared for the impact on your life or business.

Consumers

B2C

Read information for consumers

Employers

B2B

Read information for employers

Out-of-Network Emergency Services

Beginning Oct. 1, 2011, BCBSAZ is changing how it prices out-of-network emergency room claims to be consistent with the guidelines set forth under healthcare reform. If you received emergency services from an out-of-network provider, you have the opportunity to negotiate your bill with the provider. Click here for information.

Your Guide to Health Care Reform

We know you’re interested in learning how health care reform will affect you, your family and your business. That’s why Blue Cross Blue Shield of Arizona has created Your Guide to Health Care Reform.

Please complete the requested information below to download Your Guide to Health Care Reform today.


Stay Informed

There are many questions about health care reform that have yet to be answered, and BCBSAZ is hard at work to determine how health care reform will affect you.

We want to keep you updated on the status of the law through continual updates to this site. To have updates delivered right to your in-box, sign up for e-mail alerts.

When Will Reforms Take Place?

Read the Blue Cross and Blue Shield Association Health Care Reform Reference Guide.

View a timeline of significant dates outlined in the health care reform legislation.

Visit the Health & Human Services Regulations and Guidance page for links to proposed regulations and other updates concerning new health care reform laws.